The irmaa brackets 2026 determine how much you’ll pay for Medicare Part B and Part D based on income. Federal Pension Advisors explains the updated income thresholds, surcharge amounts, and smart planning tips to help retirees and federal employees manage Medicare costs with confidence and clarity. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge